Auto Insurance

Wherever the road leads

Auto Insurance That
Keeps You Protected

We make it easy to find the right coverage for your vehicle, your budget, and the way you actually drive.

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01.

Tailored Policies

Every driver has a different story. We take the time to learn yours so your coverage actually fits the way you live and drive.

02.

Simple Claims

Filing a claim shouldn't add stress to an already tough situation. Our process is clear, quick, and handled with care from start to finish.

03.

Real Support

When you call us, a real person picks up. We answer questions, walk you through options, and make sure you feel confident about your plan.

OUR COVERAGE

Auto Insurance Designed
With You in Mind

Liability Protection

Covers costs when you're responsible for damage or injuries in an accident.

Collision Coverage

Pays for your vehicle repairs after a crash, regardless of who caused it.

Uninsured Motorist

Protects you if an uninsured driver causes an accident you're involved in.

Roadside Assistance

Gets you help for flat tires, dead batteries, or lockouts wherever you are.

Insurance advisor discussing auto coverage
GET TO KNOW US

Why Drivers in Montana Trust Hiney Insurance

We started this agency because we saw too many people paying for coverage they didn't understand. Our goal from day one has been to keep things honest and straightforward, so you know exactly what you're paying for and why it matters.

Dedicated to Local Drivers

From icy winter commutes to summer road trips through the mountains, we understand the roads you drive and the risks that come with them. That local knowledge shapes every policy we write.

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Client meeting about auto insurance
Your Trusted Auto Insurer
WHY HINEY INSURANCE

What Sets Us Apart
From the Rest

Coverage You Can Count On

We build every policy around your actual driving habits and risks. No guesswork, no filler. Just solid protection that holds up when you need it most.

Fast Claim Turnaround

Nobody wants to wait weeks after a fender bender. We work to process your claim quickly so you can get your car fixed and your life back to normal.

Personal Attention

You're not a policy number here. Our team remembers your name, your coverage details, and what matters most to you when it comes to protecting your vehicle.

Ready to Find the Right Auto Coverage?

Let us put together a policy that fits your vehicle and your budget. It only takes a few minutes to get started, and there's zero obligation.

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COMMON QUESTIONS

Frequently Asked Questions

What does liability coverage actually protect me from?

Liability coverage helps pay for injuries or property damage you cause to others in an accident. It doesn't cover your own vehicle, but it's required in most states and protects you from paying large amounts out of your own pocket.

Can I adjust my coverage limits later?

Yes, absolutely. Your needs change over time, and your policy should keep up. You can increase or decrease your limits at any point during your term. Just give us a call and we'll update it right away.

How long does it take to get a quote?

Most quotes take just a few minutes. We'll ask for some basic information about your vehicle and driving history, and from there we can put together a rate that fits your situation.

Do I need uninsured motorist coverage?

It's not always required, but we strongly recommend it. If another driver causes an accident and doesn't have insurance, this coverage makes sure you're not stuck paying for repairs and medical expenses on your own.

What happens after I file a claim?

Once you report the incident, we assign a claims specialist who walks you through each step. They'll coordinate with repair shops, handle paperwork, and keep you updated until everything is resolved.

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Speak With Our
Insurance Advisors

Have questions about your coverage or want to explore your options? Fill out the form below and one of our advisors will reach out to help you find the right fit.